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Peak Source Financial
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OUR PROGRAMS

Starter Program

Business Line of Credit

Starter Program

 Our Starter Program is designed to help borrowers that may not have been in business very long or experience past credit issues. 


 Whatever the issue may be, we’re here to help establish a payment history with us, and get on the right financial footing.  


The ideal candidate should have the following: 

  • 6+ Months in Business 
  • $250,000+ Annual

 Our Starter Program is designed to help borrowers that may not have been in business very long or experience past credit issues. 


 Whatever the issue may be, we’re here to help establish a payment history with us, and get on the right financial footing.  


The ideal candidate should have the following: 

  • 6+ Months in Business 
  • $250,000+ Annual Business Revenue 
  • 575+ Personal Credit 



Daily & Weekly payment options available.
 

 

Premium Program

Business Line of Credit

Starter Program

 Our Premier Program targets established businesses in search of immediate business capital.  


Access business working capital with a max funding amount up to $2,000,000.  


 

The ideal candidate should have the following: 

  • 1+ Years in Business 
  • $250,000+ Annual Business Revenue 
  • 575 Minimum Personal Credit 



 Weekly & bi-weekly payment options available.   



Business Line of Credit

Business Line of Credit

Business Line of Credit

 Our true Line of Credit program is made to provide efficient access the funds you need and only payback the money you use.  


 This unsecured line of credit requires strong repayment history and reliable monthly business revenue.  


 The ideal candidate should have the following: 

  • 2 + Years In Business 
  • $500,000+ Annual Business Revenue
  • 649 Min

 Our true Line of Credit program is made to provide efficient access the funds you need and only payback the money you use.  


 This unsecured line of credit requires strong repayment history and reliable monthly business revenue.  


 The ideal candidate should have the following: 

  • 2 + Years In Business 
  • $500,000+ Annual Business Revenue
  • 649 Minimum Personal Credit 


 

Weekly & bi-weekly payment options available.   

Use of Capital

WORKING CAPITAL

HEAVY EQUIPMENT FINANCING

DEBT CONSOLIDATION

Our MCA and  Line of Credit  programs, are short-term resources useful for managing cash flow, developing, and growing your business. 


Our MCA's are a structured lump sum payment for a business, and  not considered a loan, but a future purchase of a business's sales. 


Paid back by regular payments, usually daily but weekly payments are avai

Our MCA and  Line of Credit  programs, are short-term resources useful for managing cash flow, developing, and growing your business. 


Our MCA's are a structured lump sum payment for a business, and  not considered a loan, but a future purchase of a business's sales. 


Paid back by regular payments, usually daily but weekly payments are available for qualifying applicants.  Payments continue until the amount is paid in full. 

DEBT CONSOLIDATION

HEAVY EQUIPMENT FINANCING

DEBT CONSOLIDATION

The Peak Source Financial consolidation program is intended to pay off existing loans or debt, for you to have only one streamlined monthly payment at a lower rate.


Our business debt consolidation program is a fixed-rate and unsecured funding, that allows you to pay off multiple debts easily without putting your own assets on the line. 




HEAVY EQUIPMENT FINANCING

HEAVY EQUIPMENT FINANCING

HEAVY EQUIPMENT FINANCING

A quick and easy way to purchase heavy  equipment, vehicles, and electronics your business requires to run smoothly and handle more customers. 


Your business will make fixed payments daily, weekly, or monthly, depending on how you qualify. Once the  debt is paid I full, you own the equipment! 

INVENTORY & UPGRADES

HEAVY EQUIPMENT FINANCING

HEAVY EQUIPMENT FINANCING

Purchase the inventory you need to succeed! 


- Office supplies

- Computer networking upgrades

- Employee payroll 

- Research & Design 

- Marketing / Advertising 

- Store front renovations 

- Nationwide expansion 

- 

INDUSTRIES WE SERVE

Restaurant/Cafes

Medical Companies

Medical Companies

Medical Companies

Medical Companies

Medical Companies

Retail Shops

Medical Companies

Fitness Centers

Fitness Centers

Media/Entertainment

Fitness Centers

Construction

Media/Entertainment

Media/Entertainment

Media/Entertainment

Media/Entertainment

Media/Entertainment

Business Consulting

Business Consulting

Business Consulting

Auto Shops

Business Consulting

Business Consulting

Hospitality

Business Consulting

Learning Centers

Learning Centers

Learning Centers

Learning Centers

Grocery Stores

Learning Centers

Grocery Stores

Manufacturing

Learning Centers

Grocery Stores

Funding Process

Easy Application

Flexible Payment Terms

Flexible Payment Terms

Our application process takes less than 5 minutes, insuring an easy no-obligation process, with no risk to your credit score when applying to Peak Source Financial.


 

  



Flexible Payment Terms

Flexible Payment Terms

Flexible Payment Terms

Peak Source Financial works to customize repayment terms to suit your business needs, with terms ranging from 6months  to 36 months



Same Day Decision

Flexible Payment Terms

Same Day Decision

Our efficient approach to funding can provide access to capital on the same day you apply. Rest assured we work on your timeline give a hassle free experience. 

Frequently Asked Questions

Don't see your question answered here? Please reach us and we'll be sure to help you out! 

Complete and online application or speak with one of our brokers to accurately fill out a funding application.


Basic requirements include : 

- 3 months most recent back statements 

- Company month - to - date bank statement 

- Legal driver's identification 

- Company void check 


Yes, we'll need to verify the information you provide us, but depending on the funding service you choose, the information we need will vary. Such as, applicants in California or New York require 4 months of recent bank statements, rather than 3 months. 


We look at your financials, business history, and industry to determine your funding options. We'll review the current size and nature of your current revenue, how long you've been in business, deposit and transaction history, and average daily account balances. 


Additionally, we will need to conduct a soft pull business credit check, to ensure you're applicable for funding with Peak Source Financial. 


1. Application Evaluation and Business Review 

  • Business details, including EIN, time in business, and best funding option for you 
  • Thorough review of 3-4 most recent company bank statements and additional docs needed to fund
  • Review of previous MCA history if applicable 
  • Review credit reports and background, if relevant 

2. Underwriting 

  • Perform detailed review on bank statements, ensuring monthly and yearly revenue  meet qualifications 
  • Evaluate proof of ownership 

3. Closing 

  • Review contracts and final stipulations 
  • Review completed merchant decision logic 
  • Perform bank login 
  • Approve and transfer funds to the merchant 




We may ask you for: 


- Accounts receivable statement 

- Business lease or mortgage statement 

- Proof of equity in business 

- Accounts Receivable Ledger 

- Accounts Payable Ledger 

- Balance Sheet 



Contact Form

Contact Us

Peak Source Financial

333 West 39th Street, New York, New York 10018, United States

Hours

Open today

09:00 am – 05:30 pm

Send us a message! info@peaksourcefinancial.com

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